This notice provides you with our policies concerning how the information you share with AG Financial Solutions, its subsidiaries, and its affiliated entities (collectively referred to herein as “AG Financial”) is used and maintained. AG Financial’s affiliated entities include, but are not limited to, Assemblies of God Ministers Benefit Association, Assemblies of God Foundation, and Assemblies of God Loan Fund, and their subsidiaries and affiliates.
Conditions and Use of Personal Information
AG Financial collects nonpublic personal information about you for use in administering your records and accounts, to process your transactions, and to provide services you request. We collect nonpublic personal information about you from the following sources:
- Account applications or other forms;
- Transactions with us, our affiliates, or others (including our third-party service providers);
- Your personal agents or representatives; and
- Communications from you and others, whether written, electronic, or by telephone.
Sharing of Information within AG Financial
As permitted by law, we may disclose such nonpublic personal information about you to one or more of our subsidiaries and affiliated entities, specifically our for-profit insurance agency, AG Financial Insurance Solutions, and our for-profit wealth management company, Crossmark Global Holdings, Inc. and its affiliated entities.
Sharing of Information Outside of AG Financial
As permitted by law, we may disclose your nonpublic personal information to the following types of nonaffiliated third parties:
- Companies that perform services on our behalf, prepare account statements, or assist us in marketing our services or communicating with you, specifically our contracted nonprofit outside IRA custodian, Assemblies of God Credit Union; and
- Government agencies and regulators, consumer reporting agencies, and other outside parties as permitted or required by applicable laws.
Protecting the Confidentiality of Your Personal Information
AG Financial employees and representatives are instructed to use strict standards of care regarding the confidentiality of your nonpublic personal information. We require outside companies and independent contractors to whom we provide client information for marketing, servicing, or processing purposes to enter into confidentiality agreements that restrict the use of the information to those purposes. We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information.
Updates and Additional Information
We may amend this privacy notice at any time. We will inform you of changes as required by law.
AG Financial Solution’s Internet Privacy Practices
AG Financial is committed to developing technology that gives you a powerful and safe online experience while protecting your privacy. The AG Financial Internet Privacy Practices statement applies to and governs data collection and usage for all AG Financial websites and services.
AG Financial encourages you to review the privacy statements of websites in which you choose to link from AG Financial so that you can understand how those sites collect, use, and share your information. AG Financial is not responsible for the privacy statements or other content outside the AG Financial family of websites.
Collection of Your Personal Information
On some sites, AG Financial collects personally identifiable information, such as your email address, name, home or work address, or telephone number. Information collected at once AG Financial site may be shared with AG Financial.
There is also information about your computer hardware and software that is automatically collected by AG Financial and may be shared within our family of websites. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used by AG Financial for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the AG Financial websites.
Use of Your Personal Information
AG Financial does not sell, rent, or lease its customer/client lists to nonaffiliated third parties. Your personal identifiable information, such as email address, name, address, and telephone number, will never be transferred to a nonaffiliated third party. We may share data with trusted partner to help us perform statistical analysis or a service transaction; however, all such third parties are prohibited from using your personal information except to provide these services to AG Financial, and they are required to maintain the confidentiality of your information.
“Cookies” are used on our sites to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issues the cookie to you.
The purpose of a cookie is to tell the web server that you have returned to a specific page. When you return to the same site, the information you previously provided can be retrieved so you can easily use the AG Financial features that you customized.
Use of Web Beacons
Web beacons collect only a limited set of information, including a cookie’s number, time and date of a page view, and description of the page on which the beacon resides. This is a technique we use to compile aggregated statistics about AG Financial sites’ usage.
Internet Based Advertising and IP Targeting
We may work with data providers to serve advertising to you through display media or other methods. These providers may use personal information that we have collected or that you have provided to locate you online, such as when you visit or log in to websites or mobile applications. This information may be linked to online identifiers or IP addresses assigned to you, and to demographic or interest-based data, in order to target you with relevant advertising, including about our products or services. To learn more about or opt out of this and other interest-based advertising, please visit the industry opt-out pages operated by the DAA at http://www.aboutads.info and by the NAI at http://networkadvertising.org.
Security of Your Personal Information
AG Financial protects your personal information from unauthorized access, use, or disclosure. We secure the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. Personal information is transmitted to our sites through the use of Secure Socket Layer (SSL) encrypted protection.
We have implemented the following administrative, technical, and physical safeguards with quality control:
- Policies and procedures for carefully handling your information;
- Limiting physical access to central facilities through the use of state-of-the-art security systems;
- Training in confidentiality and customer privacy to ensure that our employees and representatives are committed to keeping your personal information safe and secure; and
- ID’s and passwords to protect sensitive information.
Changes to This Statement
We may amend these Internet Privacy Practices at any time, and when such a change is made we will post a revised version on this website. Changes will be effective when they are posted. It is your responsibility to review these Internet Privacy Practices from time to time to be aware of any such changes. Your continued use of this AG Financial website indicates your agreement to any such changes.
Revision Date July 2016